Financial Wellbeing: More Than Just Dollars and Cents

Financial wellness is a key part of overall well-being.

Financial wellbeing isn’t about being wealthy – it means feeling secure and in control of your finances—able to meet daily needs, manage stress, and plan for the future. When your financial life is stable, it supports peace of mind and allows you to focus on other areas of life with confidence.

What Is Financial Wellbeing?

• Clarity: You know where your money is going and why.
• Resilience: You’re prepared for financial shocks—like a car repair or a medical bill
• Purpose: You’re working toward goals that matter to you
• Freedom: You’re not constantly worried about money, which frees up mental space for the rest of your life.

Financial Stress in 2025:

• 1 in 3 Australians report experiencing moderate to high financial stress
• While budget pressures remain widespread, the share of borrowers in severe financial stress remains small, according to the Reserve Bank of Australia
• Rising living costs, interest rates, and job insecurity are key contributors to ongoing financial strain

Are you interested in creating financial freedom for you and your teams? Reach out Work Happy and ask about our Financial Wellbeing Program. It’s not about having it all—it’s about having enough, and knowing how to make it work for you.